How to Pull Off a Budget Bathroom Makeover for Little Expense

A bathroom renovation would sure be nice after all these months at home. But unless you’ve got a spare $8,000 (at least) lying around, a gleaming, newly tiled shower with a luxury spa-grade rainfall shower head will just have to wait. But don’t go crying into your threadbare bath...

Skip a Payday Loan — Borrow up to $4K from Opploans

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. You need money right now, but you’re all tapped out until your next paycheck. You’re really in a pinch....

What Is Bankruptcy? Here’s How Filing Affects Your Life

“I. Declare. Bankruptcyyyyyy!” As Michael Scott learned in “The Office,” getting rid of debt isn’t as simple as that announcement. Wouldn’t that be nice? Many people think of filing bankruptcy as an easy way out. But these people have never filed bankruptcy. In reality, bankruptcy is a drastic measure...

How to Find Instagram Influencers: The Complete Guide

Instagram influencers have enormous marketing power. By 2022, it’s estimated that brands will spend a whopping $15 billion each year on influencer marketing. But what exactly are Instagram influencers, how much do they cost, and how can you find them? In this article, you’ll learn everything you need to know about...

How Does Social Security Work? 12 Common Questions Answered

You probably know that saving and investing are essential to retirement planning. But just as important to the equation: Social Security planning. It’s impossible to overstate the importance of Social Security to retirees. The truth is, Americans aren’t saving or investing enough for a secure retirement. Without Social Security,...

Here’s What Really Shows Up on a Credit Check for Employment

You survived the interviews. You deftly explained where you see yourself in five years. You managed to sparkle even when you talked about your greatest weakness. Now there’s just one thing standing between you and your dream job: a credit check. But what happens when you have a lackluster...

Dear Penny: How Can We Earn More Interest on Our Savings?

Dear Penny, We sold our home to get out from under the credit card debt we incurred when my husband lost his visiting professor job after his department was downsized. We have $100,000 left after paying 75% of the debt.  How can we earn some money with that money...

Here’s How the Fair Market Value of a Home is Determined

One of the most confusing things for any homeowner is trying to understand how much their home is actually worth. Fair market value, often abbreviated as FMV, is the value at which an asset (like your house) would sell under normal market conditions. It’s a primary tool used to...

4 Passive Income Ideas To Make Money

In today’s video we’re looking at 4 passive income ideas you can use to generate reliable income and how you can get started with all of them. Although there are great case studies on how these passive income strategies work, it is important to note that they are not...

9 Virtual Assistant Niches That Pay $20/Hr or More

If you’re a highly organized person in search of a way to make money from home, you may want to look into becoming a virtual assistant. Virtual assistants are often used to perform administrative work for a business, as many businesses have found that outsourcing administrative tasks to independent...